The Price You Pay For Money

When I travel from country to country, working with and talking to my numerous personal development clients, I am struck by how many people who are doing what they’re doing for the money. When I enquire as to how they would spend their life if they had enough money, a small minority reply that they would keep doing what they’re currently doing. My anecdotal evidence appears to be backed up by the statistics on how the vast majority of ordinary people don’t like their work. A number of European surveys that figure to around two-thirds whereas a recent US survey suggests that as much as 80% of people don’t like doing what they’re doing “for a living”.

If money were no object, might you change your life? And what would it take for money to be no object? These are big questions that seem to exercise a lot of people’s minds – an survey for Ireland’s Irish Times in 2009 came to the conclusion that “financial freedom” ranked highest in terms of young to middle-aged male workers’ goals. However, it seems to me that many people never have enough money – and those that have it in spades always desire more – of course, if you’re constantly striving for more then, it appears to me, that you’re existing in a permanent state of dissatisfaction – which is pretty much what all the various different surveys, coming at this topic from various different perspectives, conclude.

As a result of this yearning for financial security or freedom – neither of which are actually attainable because both are simply a state of mind to those that already have a reasonable income – people are, quite literally, not living but existing in a state of suspended animation. The evidence that I have collated for over fourteen years demonstrates that people will only start living life to the full if they thought that they had ‘enough’ money. What is even more disturbing is that, in asking the question of my clients in a different manner – ‘how would you spend the next three months if you only had three months to live?’ – it appears that people will only think about putting their quality of life first when they believe that time is running out.

However, time is running out – this second will never be repeated. The opportunity to be happy – again a state of mind – today will never come your way again. In my view, undue importance is placed on one’s finances by the self-help and personal development industry – just look at the websites that suggest that you can get rich quick or treble your income effortlessly. The reality of it is – and, again, anecdotal and empirical evidence confirms it – that, with the appropriate state of mind, money is merely a hygiene factor that simply looks after itself if you’re ready to wholeheartedly do what you’re supposed to be doing now – with no ulterior motive involved, no worry clawing at you, no thinking or worrying over so-called financial freedom. If you’re up for living more and thinking about money less, you won’t just live more, but you’ll have all the money required to do it.

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